Legal & Risk Notices

1. Who we are and what we do

OrigiRE operates two distinct surfaces. The OrigiRE Platform is a technology product: it analyses public real-estate market evidence, produces automated valuation estimates and lets professionals and owners run deal execution in one place. OrigiRE Invest is an investment company that acquires, renovates and sells or leases property, investing its own capital alongside a limited number of investors with whom it contracts directly.

Neither surface is a bank, credit institution, credit intermediary, payment institution, investment firm, fund manager, licensed real-estate valuer or law firm. We do not hold client money, we are not a party to transactions between users, and we do not act as agent for any party unless a separate written mandate says so.

2. No offer of securities — Greece, EU and Israel

Nothing on this website or platform constitutes an offer to the public, a solicitation, an advertisement of an offer, or a prospectus within the meaning of Regulation (EU) 2017/1129, and no prospectus has been or will be approved by the Hellenic Capital Market Commission or any other competent authority for the material shown here.

No collective investment undertaking, AIF or fund is marketed here. OrigiRE Invest does not market units or shares of a collective investment undertaking to retail investors in the EU under Directive 2011/61/EU or Regulation (EU) 2019/1156.

For readers in Israel: this material does not constitute an offer or sale of securities to the public under the Securities Law 5728-1968. Any discussion of co-investment is directed exclusively at investors of the type listed in the First Addendum to that Law (qualified investors), is limited to a number of offerees below the statutory threshold, and does not constitute investment advice, investment marketing or portfolio management under the Regulation of Investment Advice, Investment Marketing and Portfolio Management Law 5755-1995.

Any actual investment would be made solely under separate written documentation, following eligibility, suitability where applicable, KYC and AML checks, and would be available only where lawful in the investor's jurisdiction.

3. No investment, legal or tax advice

All content — including valuations, price maps, statistics, deal models, renovation budgets, exit prices, IRR and profit figures, insights articles and playbooks — is general information for the recipient's own assessment. It is not personal recommendation, investment advice or investment research, and it takes no account of your objectives, financial situation, knowledge, experience or tax position.

We do not provide legal, notarial, tax, accounting or engineering advice. Engage your own licensed professionals before signing anything.

4. Automated valuations (AVM) — what they are and are not

AVM output is produced statistically from public listing evidence (asking prices, statistically adjusted for the observed asking-to-closing gap), property attributes supplied by users, and internal models. Achieved-transaction data is not publicly available in this market.

An AVM result is an opinion of value for internal decision-making. It is not a certified appraisal, is not signed by a chartered or court-appointed valuer, and must not be relied upon for mortgage lending, taxation, expropriation, financial reporting, insurance or litigation.

Inputs may be wrong. Areas, floor, year, condition, planning status and unit mix are frequently taken from user-supplied records or drawings and are not independently measured or verified. Where the sample is statistically insufficient, the platform states so rather than assuming a factor. Where a declared area conflicts with drawings, the platform flags the mismatch — the user must resolve it before relying on the figure.

Values are point-in-time and change with each market data batch. No user may present platform output to a third party as a certified valuation, and OrigiRE accepts no liability to any third party for use of, or reliance on, platform output.

5. Due diligence and documents

Due-diligence checklists, uploaded titles, cadastre extracts, permits, drawings, energy certificates, engineer and lawyer reports and contractor proposals are supplied by users or third parties. OrigiRE does not verify, certify, audit or warrant them, and their presence on the platform is not confirmation that a matter is clear.

Completion of a checklist inside the platform does not mean due diligence is complete or adequate. Title, encumbrances, arbitrary construction and legalisation, planning permissions, tax clearances, energy compliance and tenancy status must be confirmed by your own lawyer, engineer and accountant, in writing, before you commit.

Renovation scopes, budgets, timelines and contractor comparisons are commercial working tools between the parties. They are not construction advice, not a certification of a contractor's licences or insurance, and not a guarantee of cost or completion date.

6. Forward-looking statements and returns

Any statement about targeted, projected or expected returns, IRR, yield, exit price, rent or timeline is forward-looking and based on assumptions that may prove incorrect. Actual results will differ, possibly materially.

Real estate investment involves substantial risk, including illiquidity, valuation uncertainty, construction and cost overrun, permitting and legalisation risk, tenant default, interest-rate and financing risk, taxation and regulatory change (including changes to the Golden Visa regime), and the risk of losing part or all of the invested capital. Past performance and past project outcomes are not a guarantee of future results.

7. Financing, no consumer credit

Where the platform introduces borrowers and financing partners, OrigiRE acts solely as a technology venue: it does not grant, arrange, intermediate, advise on or negotiate credit, never holds, receives or transfers funds, and is not a party to any financing agreement.

Only business or investment-purpose financing for professionals, investors and companies is permitted. Consumer credit — credit to natural persons for personal, family or household purposes — is not offered or intermediated through the platform. Financing partners confirm their own licensing and are solely responsible for their own KYC/AML, creditworthiness assessment and regulatory compliance.

8. Data protection

We process personal data under the GDPR and Greek Law 4624/2019, as described in the Privacy Policy. Where you upload personal data of third parties (owners, tenants, borrowers, counterparties), you are the controller of that data and warrant that you have a lawful basis to share it.

Automated valuation and matching produce statistical estimates reviewed by people; they are not automated decisions producing legal effects on individuals within the meaning of Article 22 GDPR.

9. Liability and governing law

The service is provided "as is". To the maximum extent permitted by law we disclaim implied warranties of accuracy, availability and fitness for a particular purpose. Our aggregate liability for any claim is limited to the fees you paid to us in the twelve months preceding the event, save for gross negligence, wilful misconduct, death or personal injury, or where such limitation is not permitted by law.

These notices are governed by Greek law, with the courts of Athens having exclusive jurisdiction, without prejudice to mandatory consumer-protection rules of your country of residence. Questions: office@origire.com.